What's the difference between a financial coach and a financial advisor?

Great question. Here's an easy way to think about it:

A financial advisor works for your money. They take information about the money you already have, and your financial situation, and make recommendations for investing or otherwise using your money. 

A financial coach works for your brain. They investigate your thoughts about money and your goals for your life. They help you identify how changing your thoughts and actions can have you earning the amount of money you want and spending it how you want. 

Each role serves a critical purpose, but only a coach can be effective no matter where you are in life and how much, or little, money you have.  

Download today's worksheet to learn more about what a financial coach can do for you at every stage of your financial life:

July 11th - Financial coach vs financial advisor

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What if you had a tiny reminder - something you could see or touch - that brought your financial goals back into focus instantly?

Not a spreadsheet. Not an app. Just something quiet, meaningful, and personal.

A financial talisman is just that. Like a lucky charm or guardian angel mirror dangler, it's a small object that reminds you why you're doing the hard work of changing your money habits. 

It could be a coin, a charm, a key, a ribbon, a rock - anything that sparks that visual cue that you're on a mission and holds your "why".

When you’re tempted to give up or drift off course, your talisman brings you back, gently, powerfully, and without judgment.

Download today's worksheet and learn what you can do to make your mission front and center in your field of vision:

July 10th - Create a money talisman

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• "Cut the latte."
• "Stop eating out."
• "Cancel all fun."

We’ve all heard the advice, "eliminate the small stuff to save money." But here’s the truth your financial plan should reflect:

• Life is made up of small stuff.
• Some of that small stuff is a big deal to you.
• Your financial plan should reflect what's a big deal to you.

Aside from the fact that lattes and avocado toast aren't the reason your financial plan isn't working, if these weekly coffee and brunch dates are the exact things that are supporting your relationships and your mental health, you can make them an important part of your life. If these small purchases are worth more  to you than the $21 you'd save by skipping them, simply make them a priority (and if need be cut somewhere else). 

You don’t have to give up everything you enjoy to be financially responsible. The key is to be intentional with your planning. Know what matters, and make space for it on purpose.

Download today's worksheet and find out where you most want to use your money to enjoy life:

July 9th - Don't touch my latte

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You don’t need a big overhaul to move your money forward, you just need one small action today.

Feeling stuck or behind on your financial goals? You’re not alone! The best way to get back on track isn’t with guilt. It’s with momentum.

Momentum starts with movement, even a tiny action, like:

• transfer $10 into your savings account, just to remind yourself you can

• cancel that one recurring subscription you’ve been meaning to

• know your username and password for accessing your bank account

These tiny tasks are part of a bigger awareness of your financial situation, and they give you access to the next, more impactful steps for managing your money.

Want more tiny ideas? I’ve created a worksheet of quick wins you can handle during an ad break. They’re tiny dominos that will help you push over bigger dominos until you’re on a roll taking powerful steps.

Download today's worksheet and turn a tiny step into big momentum:

July 8th - Simple money things you can do today

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