•  “Don’t spend more than you earn.”

• “Always buy, never rent.”

• “Skip the latte.”

We’ve all heard these classic pieces of financial advice, but have you ever stopped to ask:

• Does this still make sense for me? (Or did it ever?)

• Does this advice reflect my values, my life, and my goals?

• Does believing/following this feel good and enhance my financial plan?

Before you keep all the advice you’ve been given, stop to analyze what is useful and effective, and say “goodbye” to advice that isn’t.

 Download today's worksheet and start looking for the real gems:

July 7th - What advice has stood the test of time?

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Big financial goals don’t happen overnight, they’re built, day by day, through small, intentional habits.

It’s not just about having a budget or a plan; it’s about what you do each day to keep your money aligned with your values.

Things like:

• checking your balances each morning

• writing down what you [plan to] spend

• reminding yourself why you’re saving

These simple daily habits may feel small, but over time, they create powerful momentum. They keep your goals top of mind, help you notice problems before they get big, and make your financial plan something you actually live, not just something you wrote down once.

Download today's worksheet and learn what your financial plan should really include:

July 6th - What do you want from your daily financial habits?

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If managing money feels hard, you’re not alone, and it doesn’t mean you’re bad with money.

It usually means something is getting in your way.

If you think money matters are hard to deal with, the first step is to find out what specifically is keeping it them from being easy and removing those barriers.

Over at The Nerdy Organizer, July is Money Month, which means every day in July we’re posting coaching advice and a worksheet for FREE. Just visit NerdyOrganizer.com/july to subscribe to the month-long newsletter and access all 31 days of posts and worksheets, including: July 5th - Make Money Easy

Download today's worksheet and take some of the stress out of money:

July 5th - Make Money Easy

Go back to the July is Money Month homepage.

What does financial freedom look like to you?

[Read through to get your free worksheet —> ]

Financial freedom might mean something very different to you than it did to your parents, or than it does to your peer group.

Does it look like:

• Confidently affording unexpected expenses?

• Investing on a regular schedule?

• Giving generously when and where you want to?

In order to know if you’re on the right path, first define what that goal looks like for YOU. Then as you’re designing your financial plan, you’ll start to see which actions will actually help you achieve your goals, and which ones just sound really good.

Download today's worksheet and learn what your financial plan should really include:

July 4th - What Does Financial Freedom Mean to You?

Go back to the July is Money Month homepage.